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Mobile Lending App

Fast, Secure Access to Business Loans and Grants

An AI-driven mobile platform offering business loans to Nigerian MSMEs
seamlessly featuring automated eligibility checks, regional scheme filters,
and financial analysis tools.

Project Type

Mobile Application

Platform

Android, iOS

Project Duration

6 Months

Industries

Fintech, SME Financing

Service Provided

UI/UX Design, Mobile App Development, AI Integration, QA Testing, Deployment

Build Your Custom Loan App

End-to-End

Mobile Lending App

Fast, Secure Access to Business Loans and Grants

An AI-driven mobile platform offering business loans to Nigerian MSMEs seamlessly
featuring automated eligibility checks, regional scheme filters, and financial analysis tools.

Project Type

Mobile Application

Platform

Android, iOS

Industries

Fintech, SME Financing

Project Duration

6 Months

Service Provided

UI/UX Design, Mobile App Development,
AI Integration, QA Testing, Deployment

Build Your Custom Loan App

Mobile Lending App

Fast, Secure Access to Business Loans and Grants

An AI-driven mobile platform offering business loans to Nigerian MSMEs seamlessly featuring automated eligibility checks, regional scheme filters, and financial analysis tools.

Project Type

Mobile Application

Platform

Android, iOS

Project Duration

6 Months

Industries

Fintech, SME Financing

Service Provided

UI/UX Design, Mobile App Development, AI Integration, QA Testing, Deployment

Try Your Custom Wine App Today

Business Loans Made Easy for MSMEs

This mobile loan app is designed to provide small businesses in Nigeria with quick and easy access to loans and grants. It supports micro, small, and medium-sized enterprises with secure sign-up, KYC checks, and matches them with funding programs based on their location. The app reviews financial details to check if a business qualifies and provides simple reports to support the process. With clear steps and fast approvals, it makes getting business funds easier for entrepreneurs across Nigeria.

Challenges

Challenges Faced While Building
the Lending App

Simplifying Complex Loan Rules

Automated loan checks for MSMEs by analyzing income, cash flow, and repayment capacity, removing confusion and speeding up approvals.

Business Verification

Used fast, secure document checks to verify real MSMEs, reducing fraud without slowing down onboarding.

Multi-Level Approvals

Built a role-based approval system with clear audit trails and step-by-step tracking for secure loan processing.

Auto-Filled Financial Reports

Turned basic user input into clear financial reports like income and cash flow statements to support faster loan decisions.

Challenges

Challenges Faced While Building the Lending App

Simplifying Complex Loan Rules

Automated loan checks for MSMEs by analyzing income, cash flow, and repayment capacity, removing confusion and speeding up approvals.

Business Verification

Used fast, secure document checks to verify real MSMEs, reducing fraud without slowing down onboarding.

Multi-Level Approvals

Built a role-based approval system with clear audit trails and step-by-step tracking for secure loan processing.

Auto-Filled Financial Reports

Turned basic user input into clear financial reports like income and cash flow statements to support faster loan decisions.

Solution Overview

A Mobile Lending Solution Designed for MSMEs

To support small businesses in Nigeria, we have developed a mobile lending app that makes it easier to apply for and receive loans and grants. The platform helps users determine if they qualify based on their location and business details, then guides them through a secure sign-up process, Know Your Customer (KYC) checks, and financial submissions. It also generates clear, auto-filled reports such as income statements and cash flow summaries to speed up approvals. The app features a step-by-step review process for fund managers and maintains all data security with strong security measures.

Powerful Tech Behind the Lending App

Built with fast, secure, and scalable technology, the app delivers a smooth experience on both Android and iOS.

Figma

React native

.Net Core

Django

Angular

AWS 

Custom AI Models

Scikit-learn

Smart Features That Simplify MSMEs Funding

Our lending mobile app helps Nigerian MSMEs access loans and grants quickly and securely. It simplifies the process through location-based matching, KYC verification, auto-generated financial reports, and real-time application tracking, making funding easier for small businesses.

AI-Based Eligibility Checks on Business Health

Evaluates business viability using profitability scores, break-even analysis, and debt ratios.

Secure KYC and Business Verification

Verifies user identity and business details through document scanning and fraud checks.

Auto-Generated Financial Reports

Creates business summaries, income statements, and cash flow reports to support applications.

Role-Based Approval Workflow

Manages approvals across defined roles, including loan officers, analysts, and administrators.

Real-Time Application Tracking

Allows users to monitor the status of their loan or grant request throughout the review process.

Result

Faster Loans, Better Access, Measurable Results

Since launch, the mobile lending app has helped thousands of Nigerian MSMEs access business loans and grants more quickly and reliably. The app reduced approval times by 60%, improved the accuracy of applications, made funding decisions easier to track and manage. As a result, more small businesses secured timely capital to grow, boosting local economies and advancing financial inclusion across Nigeria.

Client Testimonial

Hear It from Our Client

Small business owners rely on our app for quick, clear, and secure access to loans that help them grow.

"Nexgits’ team brought our vision to life by building a powerful lending app for Nigerian MSMEs. They handled complex challenges, such as eligibility checks, business verification, and location-based funding matching, with great skill. Communication was clear, and the development process was smooth. The final app is easy to use, reliable, and helps small businesses access loans faster. We’re proud of the positive impact it’s making."

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